Okay, I guess the sharp readers should have noticed something about CIM which is on my "Recommended/Proven/High Quality Investment Programs!" section. Take a look at the CIM and you will see they do invest in good programs. So for those who have the $$ to spare do take a look at CIM as chancer has done his due diligence and provided his report here: http://northerncalm.blogspot.com/2006/07/community-investors-mutual.html Okay 7% to 12% monthly may not be attractive but it is stable. My funds are stuck in other programs so probably will join in the future because of its good prospect.
For more information, you are highly encouraged to read up on Tony CLifton's article, chancer and azure's blog. For now, it will stay in my "Recommended/Proven/High Quality Investment Programs!" for sure... :)